Insurance Services

Smart Insurance for a Digital World

InsurTech Solutions

Smart Insurance for a Digital World

From protecting your employees with Group Health plans to offering embedded device insurance to your customers via API. KUV makes insurance simple, paperless, and instant.

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Digital Insurance
Family Protection

Insurance, Re-imagined.

We bridge the gap between traditional insurers and modern businesses.

API-First

Integrate insurance issuance directly into your website or app checkout flow.

Paperless Claims

Digital claim filing and settlement processes that save time and frustration.

Custom Coverage

Tailored policies that fit the specific needs of your industry and workforce.

Competitive Premiums

We leverage our network of insurance partners to get you the best rates.

Our Insurance Portfolio

Comprehensive protection for Assets, Health, and Liability.

Group Health Insurance

Comprehensive health coverage for your employees. Boost retention with cashless hospitalization and wellness benefits.

Shop & Office Insurance

Protect your physical business assets against fire, theft, burglary, and natural calamities.

Device Protection

Embedded insurance for mobile phones and laptops. Offer this as an add-on to your customers at checkout.

Marine & Transit

Secure your goods while they are on the move. Cover risks of damage or loss during logistics and transport.

Cyber Liability

Essential for digital businesses. Protects against financial losses caused by data breaches and cyberattacks.

Life & Term Insurance

Secure the future of your employees' families with affordable group term life insurance policies.

What is Embedded Insurance?

Offer insurance exactly when your customer needs it.

1. Purchase

Customer buys a phone or books a trip on your website.

2. Add-On

Our API suggests a relevant insurance plan (e.g., Screen Damage Protection) instantly.

3. Covered

Customer pays one combined amount. Policy is issued instantly via email.

Insurance FAQs

KUV acts as a corporate agent/technology partner. The actual insurance policies are underwritten by India's leading general and health insurance companies (e.g., ICICI Lombard, HDFC Ergo, GoDigit) with whom we have partnerships.

While it varies by insurer, we can help structure Group Health plans for startups with teams as small as 7 to 10 employees.

We provide a dedicated digital dashboard where you or your customers can upload documents and file claims. Our support team assists in coordinating with the insurer to ensure fast settlement.