Neo Banking
Automate your banking operations with KUV API Banking.
Digital-First Banking
Banking That Move As Fast As You Do
Say goodbye to slow legacy banking. KUV Neo Banking offers a unified platform to manage payables, receivables, and corporate cards with zero friction.
Power-Packed Features
Everything a modern finance team needs.
Smart Virtual Accounts
Create unlimited virtual account numbers for each client or vendor to automate payment reconciliation instantly.
Bulk Payouts
Upload a single Excel file to pay thousands of vendors, employees, or partners in one go via IMPS/NEFT.
Automated Vendor Management
Add beneficiaries instantly. Validate bank account details automatically before transferring funds to avoid errors.
Real-Time Reports
Download granular transaction reports compatible with Tally, Zoho Books, and other accounting software.
Maker-Checker Flows
Set up approval workflows. Let your accountant initiate a payment and the CFO approve it securely.
Expense Cards
Issue virtual or physical corporate cards to employees with pre-set spending limits for travel and expenses.
Why Move to Neo Banking?
Traditional current accounts are built for a physical world. KUV Neo Banking is built for the digital economy.
24/7 Operations
No banking hours or holidays. Process salary payouts or vendor payments at 2 AM on a Sunday.
100% Digital Onboarding
No paperwork, no branch visits. Complete your KYC online and get your active account details in minutes.
One Dashboard, Multiple Banks
Manage liquidity across multiple banking partners from a single, unified KUV interface.
Traditional vs. Neo Banking
| Feature | Traditional Bank | KUV Neo Bank |
|---|---|---|
| Account Opening | 7-14 Days (Physical Visit) | Instant (100% Digital) |
| Reconciliation | Manual (Excel & Statements) | Automated (Real-time) |
| Payouts | Banking Hours Only | 24/7/365 |
| Integration | Difficult / No API | Developer-Friendly APIs |
| Support | IVR / Branch Queue | Dedicated Relationship Manager |