Merchant QR

Prepaid Payment Instruments (PPI)

Unified Payment Interface (UPI)

One QR Code for All Payment Apps

Replace the clutter of multiple QR stands. Get a single, interoperable KUV QR code that accepts payments from Google Pay, PhonePe, Paytm, BHIM, and 150+ banking apps.

Get Your QR QR Types
KUV Merchant QR Stand

Scan, Pay, Done.

The simplest way to collect payments for your business.

100% Interoperable

Works seamlessly with any UPI-enabled app. Your customers can use their preferred app without asking you.

Zero MDR*

Accept payments directly into your bank account with typically 0% Merchant Discount Rate (MDR) for small merchants.

Instant Notifications

Receive instant SMS and App notifications. Pair it with our Soundbox for loud audio confirmation.

Custom Branding

Get a QR code with your business logo in the center. Build trust and brand visibility at the checkout counter.

Direct Bank Settlement

Money is settled directly to your linked current or savings account. Choose between T+0 (Instant) or T+1 settlements.

Secure Technology

Built on the NPCI infrastructure, ensuring the highest standards of security and reliability for every transaction.

Choose the Right QR for You

Static QR

Best for Retail Shops & Counters.

A fixed QR code printed on a stand or sticker.

  • Customer enters the amount.
  • One-time setup.
  • Ideal for small ticket sizes.

Dynamic QR

Best for POS, Websites & Delivery.

A unique QR generated for every single transaction via API.

  • Amount is pre-filled (Fixed).
  • Auto-reconciliation of payments.
  • Ideal for integrations & kiosks.

Merchant QR FAQs

For the digital QR code, there is zero setup fee. If you require physical branding materials (stands, stickers) or Dynamic QR APIs, nominal charges may apply.

The standard UPI transaction limit is ₹1 Lakh per day per user. However, for verified merchants, this limit can be higher depending on the bank and category of business.

Dynamic QR is available through our Payment Gateway API. You can generate a QR code image via API response and display it on your checkout page or POS screen. Check our API Banking section for docs.